Healthcare rebates

I have received a few calls from CSA members asking about Health Care rebates for purchasing a CSA share.  Most of the local health insurance companies offer an incentive/rebate for eating healthy local food by joining a CSA.  There is a hitch though.  Almost all of them require the farm to be a member of the Fair Share CSA coalition.

Fairshare was originally started as a way to bring consumers and farmers together.  It made it much easier to know which farms were offering CSA shares and some background on the farm.  After a few years Fairshare decided to impose an requirement for the farm to be certified organic or they would no longer/can not be listed as a Fairshare CSA farm.

Becker Family Farms is not certified organic and we do not intend at this time to be certified.  There are several reasons for this decision.  First, we always try to use organic methods, but if there is an insect problem we cannot control we would prefer to be able to fall back on conventional sprays vs. losing an entire crop.  Second, certification requires that we must be inspected each year and this has between a $600 and $1000 cost.  Finally, we do use some conventional fertilizer and feel that this allows us to maximize crop yield and health.

All of that being said, most of the health insurance companies are attracted to Fairshare as it removes the requirement for health insurance companies to deal directly with farms to determine if they are truely running a CSA.  It is a simple paperwork burden that they offload.  Please see below for a list of health plans in the Dane County area and whether they will reimburse you for being a member of our CSA:

Dean Care
If you have Dean Care insurance you qualify for the WIN – Healthy Food Focus program rebate for being a CSA member at Becker Family Farms.  The rebate is $100 for single person coverage and $200 for family health insurance coverage.  All that is required is that you fill out the WIN form and submit a receipt from the farm or a canceled check.  Please contact the farm if you need a receipt.

WPS Health Insurance
WPS will reimburse CSA membership up to $200 for MATC members.  For non-MATC member, please check your benefits to determine what amount will be re-imbursed.  The Healthsense Claim Form must be filled out and submitted.  Please contact the farm if you need a receipt.

Members qualify for a rebate for purchasing a fruit, vegetable or meat share as part of the GHC Healthy Eating program.  The total allowable reimbursement is $100 per person with a maximum reimbursement of $200 per household. If you have family coverage, you may submit for reimbursement under one GHC-SCW family member’s GHCMyChartSM account.

Details about the program are available on the GHC CSA Wellness Rebate site.

Unity, Physicians Plus, GHC
Our farm is not currently covered as we are not certified organic.  If you have Unity, Physicians Plus or GHC health insurance and you would like to be able to take advantage of the CSA reimbursement, please call and tell them you would like them to cover Becker Family Farms.

Leave a Reply